A payday loan provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With My Payday Advance Now! you can apply for a payday loan online and have your advance electronically deposited to your checking.
Since this is an advance against your paycheck, a payday loan is easier to get approved for than most loans. No credit check is done. You need a job making at least $1000 a month. You need to be employed on that job for at least 3 months. You need to be 18 years or older and a US citizen. You need an active checking account and not currently delinquent on any other payday loans.
Your payday loan application will be processed within 30 minutes after being received. The normal hours to process an application are Monday through Friday 9 AM to 5 PM excluding Federal holidays. You can call or apply online anytime and your application will be processed during regular hours. When approved, you will receive your payday loan on the next business day. Once you receive the loan, schedule your repayment dates. So that you won’t have to worry about bounced checks or missed deadlines.
Your first payday advance is based upon the information you provide in your application. You can get a cash advance of up to $1000. After successful repayment of your payday loan, the amount you can receive may be raised on any future payday advances.
A payday loan is paid back just like most payroll advances. The full amount of the payday loan will be deducted from your next payroll check. Usually 8 to 18 days depending on your pay periods. In some cases if you need it, an extension may be granted with a fee.
You can not currently be in bankruptcy, but any bankruptcies that are in the past are not a problem. No credit check is done, so bad credit is also not a problem. A Teletrack database, which is an information sharing service used by loan agencies, will be checked to see that you have no unpaid payday loans or that you are not currently delinquent on any payday loans.
We offer our customers the fastest and easiest ways to apply for payday loans. You can either apply online or call 1-877-827-2670 and one of our friendly customer service representatives will be happy to fill one out with you over the phone. Either way is fast and easy.
Customer Notice: Payroll advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
The operator of this website is not a lender, does not broker loans to lenders and does not make cash advances or credit decisions. This website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a cash advance. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1500. Cash transfer times mat vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this website may change form time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Lenders will not perform credit checks with the three credit reporting bureaus: experian, transunion, equifax. Credit checks or consumer reports through alternative providers may be obtained by some lenders.
